Facade plinth stone cladding on insulation or not

Hello everyone,

some time ago we bought a house in need of renovation. The interior finishing is done, now we are working on the facade.
The house has 24cm concrete walls and 4cm Styrofoam with textured plaster applied on top. It was built in 1973.

We want to clad the base with stones. Gluing stone-look tiles onto the insulation is out of the question. The idea is to cut the insulation about 60cm from the ground all around. Then properly seal the exposed edge of the insulation with plaster and attach real limestone. Leave about a 1cm gap open or close it completely at the transition from stone to insulation.

Question: Removing the insulation naturally affects the insulation in the lower area. What problems could arise from this? Will it pull in moisture? Mold formation at the transition from stone to insulation because of a thermal bridge?

Or what other options might there be?

Thank you.

Why is that not an option?
Removing insulation is not particularly clever.
Pictures help.

Why is that not an option?
Removing insulation is not particularly clever.
Pictures help.

Thank you for the feedback. A friend of mine told me that. You often listen to others after all.
Would you glue facing bricks on? Would that have an effect on the insulation underneath?

What kind of pictures do you need, the current state or how it should look?