FlowJoe
2015-05-18 12:33:59
- #1
Hello,
who can evaluate the following offer for me:
Purchase price 120,000 EUR
Additional costs: 10,000 EUR
Renovation costs: 70,000 EUR (90,000 EUR of which 20,000 EUR own contribution)
Equity capital: 20,000 EUR
Loan amount: 180,000 EUR
Loan in connection with [Bausparer]
Step 1: Annuity loan 13 years - 1.55% interest - monthly rate 232.50 (interest only) + almost 13 years 525 EUR monthly into the [Bausparer] (savings interest 0.25%)
Step 2: Repayment of annuity loan - approx. 13 years 720 EUR into the drawn [Bausparvertrag] at about 2.75%
Afterwards loan repaid. Effective costs shown by [Bausparkasse] - approx. 235,500 EUR (= 55,500 costs).
who can evaluate the following offer for me:
Purchase price 120,000 EUR
Additional costs: 10,000 EUR
Renovation costs: 70,000 EUR (90,000 EUR of which 20,000 EUR own contribution)
Equity capital: 20,000 EUR
Loan amount: 180,000 EUR
Loan in connection with [Bausparer]
Step 1: Annuity loan 13 years - 1.55% interest - monthly rate 232.50 (interest only) + almost 13 years 525 EUR monthly into the [Bausparer] (savings interest 0.25%)
Step 2: Repayment of annuity loan - approx. 13 years 720 EUR into the drawn [Bausparvertrag] at about 2.75%
Afterwards loan repaid. Effective costs shown by [Bausparkasse] - approx. 235,500 EUR (= 55,500 costs).