Cost for a new single-family house, 2 full floors, without basement

sj2080 how do you calculate the 100%? Your house value is calculated from production costs (including a part of the ancillary construction costs such as development costs) and the land value minus a safety discount from the bank. Every bank calculates this differently, therefore: If only the house price alone needs to be financed, it is definitely <100%. If you include the kitchen and co (which are usually not covered by the construction loan, thus simply reducing the equity), it could again become a 100% financing.