Construction loan without building permit possible?

You don’t have to have everything finalized to complete a financing. This is called a disbursement condition and must be met before the first valuation.
Besides, the OP has already written that he has a bank offer.

Yes, offer, you know it well. It is a sheet of paper with conditions. Not a commitment, which occurs after final review. And that can only be based concretely on facts and not on 4 offers. Especially since banks also sometimes check and give a hint when it comes to bad actors. Some banks have such lists.

For all those with strong nerves: interest rates are currently falling, so no need to rush. And for those who like it exciting, there are credit companies that tie the interest rate to the Euribor. I did that and only gained. Feel free to get information from a German credit bank.

For all those with strong nerves: interest rates are currently falling, i.e. no need to hurry. And for those who like it exciting, there are credit companies that link the interest rate to the Euribor. I did that and only won. Feel free to get information from a German credit bank

It is best to link the loan to the CHF

For everyone who has strong nerves: interest rates are currently falling

Well, when I look at our entry points, I have seen significantly rising interest rates since September. Just yesterday, the 10-year area went up by 4 points.

Best to link the loan to the CHF

Alternatively, the Japanese yen also works

Alternatively, the Japanese Yen also works

Currently, I am following the Chilean beans