Construction financing without tax return

4,500€ net and no tax return. Things like that exist...

But well, the bank will probably be satisfied with proof of income from the last 2-3 years and/or a statement that you have not yet completed your tax returns or will/can submit them promptly.

Hello,

don’t be impressed by the list of documents. You have a very good income / equity ratio for financing. The last 3 salary slips and, as far as I’m concerned, the December payslip. Your annual gross amounts are listed there.

If the bank still pressures you, simply inquire with other banks. Inquiries through brokers would also be worthwhile for you. Good luck

Tip: Consult a tax advisor