Sascha1996
2020-12-22 18:45:31
- #1
Good evening dear forum.
We are just at the beginning and have applied for various plots in new development areas, the chances are very good to get a plot next year. We imagine 600-700 sqm, the price is 125€ per sqm.
We would like to hear some experiences here whether this would even be possible with our income.
We imagine a city villa with a double garage, with a fireplace and 150 sqm living space, to be built in Saarland, with an architect.
General information about you:
We are just at the beginning and have applied for various plots in new development areas, the chances are very good to get a plot next year. We imagine 600-700 sqm, the price is 125€ per sqm.
We would like to hear some experiences here whether this would even be possible with our income.
We imagine a city villa with a double garage, with a fireplace and 150 sqm living space, to be built in Saarland, with an architect.
General information about you:
[*]Who are you? Sascha and Nina
[*]How old are you? Both 24
[*]Do you have children? No
[*]Are children planned? Yes but still time.
[*]What do you do for a living? She is at the Bundeswehr in public service as a tax officer and planner in the office, he is a process technologist
[*]Are you employed, self-employed, retired, housewife, househusband etc...? Both permanently employed.
[*]How many hours do you work?
[*]She 40 hours 5 days
[*]He 4-shift system 7 days a week then 2 days off with 3 movable rest days additionally per month free which can be worked or stayed at home.
[*]What income do you have (gross/net)? She 2,000 net, he depends on the shifts between 2,500-3,000€
[*]Holiday pay and Christmas bonus are additional.
[*]How much child benefit do you get? 0
[*]Other transfer payments such as parental allowance, sickness benefit, etc...? 0
[*]How much equity do you have? Currently 20K
[*]How much equity do you want to invest in the house project? 20K, of which as own contribution the painting work, the floor coverings, the roof will be done by the uncle who learned roofer and is still doing this, garden fences, lawn, curbstones set by ourselves, terrace by ourselves.
[*]
The father-in-law has a construction company and will build the shell, cost-effective, the offer is available
[*]
[*]Current living situation with parents for free.
[*]Other expenses would be a leased car with a remaining term of 2 years 350€, the other one is paid off.
[*]Car insurance for the 2 cars is a total of 180€ per month
She fuel costs currently per month 150-200€
He: 50-100€
[*]Sky, Amazon 50€
[*]Accident insurance
[*]Building savings contracts 100€
[*]I hope I haven’t forgotten anything, if so you can kindly point it out, I hope for nice conversations
[*]Kind regards
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