bwl1909
2018-05-16 13:18:15
- #1
Hello everyone,
In the medium term, my partner and I want to move into a home of our own. Our ideal vision would be a detached single-family house in the Cologne/Düsseldorf region. It doesn’t have to be in the urban area and can definitely be in a rural location outside the city.
Here are a few details about us:
- unmarried
- childless, but wanting children after building the house
- permanently employed
- monthly net income: 4,500 EUR
- monthly net income in 3 years: 5,000 to 5,500 EUR
- monthly expenses: 2,500 EUR
- equity: 10,000 EUR
- planned costs for land, house construction, incidental costs, furnishing, outdoor facilities, BUFFER, etc.: 500,000 EUR
We are aware that such a project would not be feasible with our current income. Therefore, we want to inform ourselves early on how we can reach the point where it would be possible.
What do you think would be the "perfect way" for us? Building savings contract? With what amount? With what duration? Monthly saving in a daily money account? What other options are there?
Thanks in advance for your answers!
In the medium term, my partner and I want to move into a home of our own. Our ideal vision would be a detached single-family house in the Cologne/Düsseldorf region. It doesn’t have to be in the urban area and can definitely be in a rural location outside the city.
Here are a few details about us:
- unmarried
- childless, but wanting children after building the house
- permanently employed
- monthly net income: 4,500 EUR
- monthly net income in 3 years: 5,000 to 5,500 EUR
- monthly expenses: 2,500 EUR
- equity: 10,000 EUR
- planned costs for land, house construction, incidental costs, furnishing, outdoor facilities, BUFFER, etc.: 500,000 EUR
We are aware that such a project would not be feasible with our current income. Therefore, we want to inform ourselves early on how we can reach the point where it would be possible.
What do you think would be the "perfect way" for us? Building savings contract? With what amount? With what duration? Monthly saving in a daily money account? What other options are there?
Thanks in advance for your answers!