Projekt2013
2013-08-19 20:11:50
- #1
Hello everyone,
the financing for our dream house is secured.
However, we are now wondering whether it makes sense to increase the monthly repayment by suspending/canceling our life insurance and pension insurance (possibly also Riester insurance).
Currently, 550 euros per month go into these insurances.
Basically, our house represents our retirement provision after it is paid off. We would be finished with the repayment much, much faster by suspending/canceling the payments. Or would you continue to pay?
I am curious about your opinions!
Oh yes, the current surrender value of all insurances is about 20,000 euros. However, we would then each take out a risk life insurance policy for both of us for 100,000 euros each.
the financing for our dream house is secured.
However, we are now wondering whether it makes sense to increase the monthly repayment by suspending/canceling our life insurance and pension insurance (possibly also Riester insurance).
Currently, 550 euros per month go into these insurances.
Basically, our house represents our retirement provision after it is paid off. We would be finished with the repayment much, much faster by suspending/canceling the payments. Or would you continue to pay?
I am curious about your opinions!
Oh yes, the current surrender value of all insurances is about 20,000 euros. However, we would then each take out a risk life insurance policy for both of us for 100,000 euros each.