Buy a house to rent out, is a loan still possible for new construction?

With that logic, rental income should also be included, right? That way I wouldn't be worse off.

Rental income is not constant, it can fail. You have to pay taxes on rental income. Therefore, they are often not included.

Rental income is not constant, it can fail. You have to pay taxes on rental income. In this respect, it is often not included.

I consider that to be unsubstantiated. Usually, rental income is indeed included. It is possible that the bank does not fully credit it. It makes sense that, based on the household calculation, the installments for the parental home can also be covered if the rent fails for a certain period.

In terms of earnings, our income would certainly also serve as a buffer for rental losses, although hopefully these are seen more as an exception than a regular occurrence. I will probably just have to sit down with the bank.