Haus_Traum
2015-03-23 14:17:10
- #1
Hello,
We are an almost four-member family (29, 27, 2 and expected Aug 2015) and since a new development area is currently planned in our village, we are facing the question whether to take the step now or rather save for a few more years...
Currently, we pay €550 cold rent and save €700 monthly in a savings account.
My husband is the sole earner as I am still on parental leave and, yes, the second child is coming soon. Salary should increase well in the next few years since he has only 4 years of professional experience after university.
So far, we have only been able to save €35,000 in equity.
The building plot would cost around €80,000 (including incidental costs).
We would build about 150 m2 with a basement and a double garage. What costs should we roughly expect?
Since we have a 2-year construction obligation and cannot first pay off the building plot calmly, we would have to do the entire financing now and start building next year.
What do you think about this?
We are an almost four-member family (29, 27, 2 and expected Aug 2015) and since a new development area is currently planned in our village, we are facing the question whether to take the step now or rather save for a few more years...
Currently, we pay €550 cold rent and save €700 monthly in a savings account.
My husband is the sole earner as I am still on parental leave and, yes, the second child is coming soon. Salary should increase well in the next few years since he has only 4 years of professional experience after university.
So far, we have only been able to save €35,000 in equity.
The building plot would cost around €80,000 (including incidental costs).
We would build about 150 m2 with a basement and a double garage. What costs should we roughly expect?
Since we have a 2-year construction obligation and cannot first pay off the building plot calmly, we would have to do the entire financing now and start building next year.
What do you think about this?