Bridging a short dry spell

The overdraft has way too high interest rates can't you find a loan through a comparison portal that can then be paid off quickly with special repayments?

VW Bank e.g. 2.95% for a [frame credit] (revolving at any time and of course also fully repayable daily) - applies for the first 12 months from account opening.

The offer doesn't sound bad at all. What does "nach Kontoeröffnung" mean? Do I have to open a checking account with VW Bank?

And would you even offer me such a loan if I have just recently secured a property financing (keyword Schufa etc.)?

What does after account opening mean? Do I have to open a checking account with VW Bank?

No, only the credit account.

And would you even offer me such a loan if I just have a fresh real estate financing (keyword Schufa etc.)?

Just try online. It’s quick.

Installment loan with the option to repay everything without penalty. Would only take it out if the financing of the house is complete. Alternatively, wait 3 months and then start.