Bank demands an appraiser, however financing is approved

  • Erstellt am 2015-10-27 17:16:34

Sebastian79

2015-10-28 12:01:18
  • #1
Our bank also sends an appraiser - we do not receive that later. No valuation report is made, only an inventory to confirm that what we submitted to the bank at that time was implemented accordingly.

And that is free - it was done even for the secured object.
 

b54

2015-10-28 12:13:26
  • #2
That is also done that way with us
 

HilfeHilfe

2015-10-28 12:30:43
  • #3
Our financier only allowed themselves the right to send an expert at their own expense. Loan from 2013.

You are under pressure and the bank has them sign it. It's kind of a bad start. Can't you officially complain about that? How much would the expert report cost approximately?
 

Bauen15/16

2015-10-29 12:29:26
  • #4
We have to commission the expert at our own expense and receive the appraisal. This way, the bank plays it safe to ensure that we cannot file a lawsuit.

We have no choice but to pay the expert. Even when threatening to take out the loan with another bank, we were told that they don’t care. Either we pay or they give up the customer.

It’s not a good feeling to have obstacles placed in our way right at the beginning of the financing, but we no longer have time to look for another bank. Everything is unfortunately very urgent.

If this is the last unexpected thing the bank throws at us, we will be glad. The appraisal costs over 1000 euros.
 

DerBjoern

2015-10-29 13:14:06
  • #5
Terrible business conduct by the bank! But if you really have no other choice, then you'll just have to swallow the pill. However, I would try to get it done somewhere else...
 

toxicmolotof

2015-10-29 13:37:00
  • #6
Why did you choose this bank? There must be some reason, right?
 

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