But it costs a lot of money because the mortgage has to be changed.
If the bank currently providing the loan has similarly good conditions, I would always take them.
A large number of banks cover the costs of the assignment. Just last week I got the costs fully reimbursed by Deutsche Bank. It was only a bit over 200 €, but still the change cost me exactly zero euros.Costs a lot of money because the land charge has to be changed.
Just contact an intermediary and have the whole package calculated. I entered it once at I..HYP. Property value 300k, loan 100k repayment 04/23 full repayment. The calculator spits out 0.84 - 1.42% for me.I went through it online again. Our Ing-Diba wants three more payslips, site plan from the cadastral office, etc. :rolleyes:...., even though I registered for a forward loan for our outstanding debt with them. ... That’s the big problem with these online banks... Either we go through these formalities now or we wait another 2 years. I’ll ask you again in 2 years – it’s currently too complicated for me, especially because we don’t exactly know how much we will still actually finance/want :D