Marcius
2014-02-02 13:13:19
- #1
Hello Community,
Facts:
Purchase of an existing property
Plot: 600 m²
Living area: 192 m²
Type of heating: Gas (ground floor underfloor heating, upper floor radiators, separate heating circuits)
Renovation needs: not necessary except usual tasks for moving (laminate, painting)
Year built: 1999
Special features: Groundwater well for irrigation of green areas, photovoltaic system with a yield of 5000-7000€ per year (18 years remaining on contract with EON, solar panels are from Kyocera Inv. – value of the system approx. 50,000, facing south)
Price excl. additional costs: 285,000 €
Acquisition costs: approx. 40,000 €
Estimated basic supply costs: 350-380 € /monthly
Equity ratio / Income:
Persons: 2
No children
Woman (45) net: 1650 € length of employment contract more than 10 years
Man (44) net: 1790 € length of employment contract more than 10 years
Equity after deduction of acquisition costs (real estate transfer tax, notary, land register, broker): approx. 85,000 € (possibly more)
Goal:
To be debt-free at retirement if possible (23-25 years), or to have a low burden
Thanks for your help
Regards
Marko
Facts:
Purchase of an existing property
Plot: 600 m²
Living area: 192 m²
Type of heating: Gas (ground floor underfloor heating, upper floor radiators, separate heating circuits)
Renovation needs: not necessary except usual tasks for moving (laminate, painting)
Year built: 1999
Special features: Groundwater well for irrigation of green areas, photovoltaic system with a yield of 5000-7000€ per year (18 years remaining on contract with EON, solar panels are from Kyocera Inv. – value of the system approx. 50,000, facing south)
Price excl. additional costs: 285,000 €
Acquisition costs: approx. 40,000 €
Estimated basic supply costs: 350-380 € /monthly
Equity ratio / Income:
Persons: 2
No children
Woman (45) net: 1650 € length of employment contract more than 10 years
Man (44) net: 1790 € length of employment contract more than 10 years
Equity after deduction of acquisition costs (real estate transfer tax, notary, land register, broker): approx. 85,000 € (possibly more)
Goal:
To be debt-free at retirement if possible (23-25 years), or to have a low burden
Thanks for your help
Regards
Marko