Haus-Starter
2015-03-18 12:14:11
- #1
The following initial situation:
The following 3 options are available monthly for interest and repayment:
Minimal: €2500
Realistic: €3200
Optimistic: €4000
for secure availability.
What is the maximum credit limit for a loan variant with the following key points:
- Duration 10 years
- Repayment approx. 60 to 65% of the loan amount
- Option for special repayment
- The securities could be provided in full by land charges, or to significant parts from life insurances
- The repayments would consist of proceeds from photovoltaic systems and rental income (not from salary)
- WITHOUT [KFW]-funding (as it is uncertain whether all [KfW] requirements can be met during construction)
What would be a realistic loan interest rate from today's perspective?
What would be the minimal/realistic/optimistic credit limit?
The following 3 options are available monthly for interest and repayment:
Minimal: €2500
Realistic: €3200
Optimistic: €4000
for secure availability.
What is the maximum credit limit for a loan variant with the following key points:
- Duration 10 years
- Repayment approx. 60 to 65% of the loan amount
- Option for special repayment
- The securities could be provided in full by land charges, or to significant parts from life insurances
- The repayments would consist of proceeds from photovoltaic systems and rental income (not from salary)
- WITHOUT [KFW]-funding (as it is uncertain whether all [KfW] requirements can be met during construction)
What would be a realistic loan interest rate from today's perspective?
What would be the minimal/realistic/optimistic credit limit?