Was the KfW 300 child already born at the income limit?

Hello,

I am currently pregnant and our child is expected to be born in October.

For KfW 300, the income limit of the penultimate and the year before the penultimate year applies.
Would the child already have to have been born at that time, or is it enough if it is born during this year?

Best regards
Christina

At the time of the application, the child must be born.

Addendum: We have now exceeded the income limit

Addendum: We are now above the income limit

That doesn't matter. The average household income from 21/22 and your child's birth certificate apply... So prepare everything calmly with your financier so that in all the children's hustle and bustle you only have to send the certificate for the application wink