Very high humidity - which type of construction?

Hello everyone.
We are planning to build a house in subtropical regions and are completely unsure about the construction method.
"Problems" of the location are as follows:

- High humidity of around 95% (+-) in summer (June-July-August), winter about 60%
- Temperature differences: always 30 degrees Celsius or more in summer, between 2-10 degrees Celsius in winter
- There is seawater nearby (possibly additional stress on building materials due to salt/sea air)
- Typhoons between September and the end of October
- White ants

Our main concerns are
- Mold
- Durability

It’s a bit like going to the doctor: 4 construction companies, 5 opinions
We are leaning towards a concrete bunker.

Perhaps someone has experience or a preference for one construction method or another (wood/concrete)

Thank you very much in advance and best regards,
Markus

Best to see how construction is usually done there. The "locals" have the best experience on site.