The realtor said the house was 50 years younger - is that fraud?

Hello,

about 2 months ago we bought a house which, according to the broker's exposé, was built in 1960 and then the extension was built in 1980.

Now we have received the residential building insurance documents from the previous insurance company, and we were very shocked.

The previous owner had taken out this insurance in November 2011 and stated the actual year of construction, 1910. So the previous owner also knew the actual year of construction in 2016 (at the time of the house purchase).

We feel kind of "fooled". Is there any way to take action against what the broker pulled off?

Thank you very much in advance.

Best regards, Patrick

If the notary certified it incorrectly, certainly. But a house from the abundant pre-war period can quite possibly have a better substance than one from the post-war period.

One should see whether the house is from 1910 or 1960 [emoji847] And also the notary documents, namely land register, cadastral map, etc. should allow conclusions about the year of construction. 1910 also somehow sounds familiar to me in connection with building insurance ;) and I think you are confusing something here [emoji23] Best regards in short

Unit value?

1910 also sounds familiar to me in connection with building insurance ;) and I think you are confusing something here

Standard value?

That must be it


The standard value is just a calculation basis to make the value of houses comparable. The value is back-calculated for this purpose. Stupid procedure because completely non-transparent, which has been intended to be replaced forever ...
It is used for residential building insurance, but also for the assessment of property tax B. The standard value is certified by means of a notice from the tax office.

Are you sure that 1910 is indicated as the year of construction?

As far as I know, the standard value is from 1914...?