Restructuring installment loans for less than 2%? Bank recommendations?

Hello,

We were just able to refinance a 50k installment loan to Skatbank for a sensational 1.97% (previously 3.02%).

I would like to refinance another 20k. Creditworthiness and monthly income (> 7k net) are good.

Can anyone recommend (additional) banks that offer property owners < 2% interest? Preferably via PM.
I have already gone through the comparison portals.
Cheap PSD banks (Cologne, Munich) unfortunately only work regionally.
Local Sparda-Bank wanted to offer us <2%, but only with overpriced insurance...
Evenord seems complicated to me.

Can anyone recommend (additional) banks that offer property owners < 2% interest? Preferably via PM.

Nearly any bank can offer that if the security is right. I would consider going to a broker.

Does the subordinated loan still fit the property? You already have €50k (besides the regular construction financing!?) running.

The home financing bank at the time did not want to give us more than 80% loan-to-value (further financing is therefore excluded here and with 2.99% the bank was not so cheap either), so we refinanced the conservatory and small stuff with installment loans (without a land charge entry).

installment loan! I took out 20k at SWK at 1.1% without real estate.

including cashback!

now even is already in debt!

now even is already in debt trouble!

nope, I needed liquidity short-term! can give all-clear Next year, savings bonds mature Wanted to consume a bit too!