Reasons for an unchanged "addendum to the loan application"?

  • Erstellt am 2016-10-10 20:01:22

HamburgBauer

2016-10-10 20:01:22
  • #1
Good evening dear home builders,

After a long back and forth, I have found a satisfactory bank with good conditions. So far, we have submitted all the documents, signed the loan application, and had to provide one additional document. At the beginning of last week, I was told that they now had all the documents and that I would receive the final contract within a week. Today, I suddenly received an email with an "addendum to the loan application" and the reason "reduced loan conditions," although nothing has actually changed.

Only the financing amount, interest rate, and fixed interest period are listed here again. So far, I am really very satisfied with the bank, only that the whole process is now taking a bit longer than we were initially told.

What could be the reason for an addendum to the loan application that is actually unchanged?

Thank you very much in advance for your answers.
 

lastdrop

2016-10-10 20:20:58
  • #2
Ask the bank what that is supposed to mean. Doing it the way you describe doesn't make any sense.
 

HamburgBauer

2016-10-10 20:27:45
  • #3


Unfortunately it was already too late today but the email with the inquiry has already been sent.
 

HilfeHilfe

2016-10-11 09:50:30
  • #4
Hello, give them a call. When I read reduced credit conditions, it is rather positive for you.
 
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