Munich, is financing representable like this?

Hello, since I have been dealing with this topic for a while, I wanted to ask if it is financially feasible this way. I am 42 and want to buy a single-family house in Munich. I have now found one that I really like and would like to purchase it. Costs approx. 1,562,000 plus additional costs plus garden plus certain extras, estimated total costs 1,750,000. Equity 240,000, plus an apartment that is to be sold, current value approx. 710,000, debts approx. 150,000. I would take out a loan of 1,125,000 for 15 years with 2.5% repayment, approx. 0.92% interest, special repayment of 5% per year possible, and 400,000 as a money market loan with a variable interest rate of approx. 1.3% at the moment until the apartment is sold. I am self-employed in a medical profession and have earned an average of 11,500 euros net per month over the last 5 years. I have no other obligations, and I spend approx. 3,000 per month on everything. For the apartment I had a rate of 3,350 euros per month since 2015, but that was a 100% financing. I would have 3,400 interest and repayment, set aside 1,500 for special repayment and 1,500 in an ETF to pay off the rest in 15 years. I am well insured with BU and KTG and accident insurance. Does that work like this?

Hi, with the numbers, your tax and/or financial advisor can certainly give you more precise information than is possible here in the forum. After all, they know your situation better than the people reading along here. Regards, Olli

Hello, with the investment you have to assess your own risk appetite. Otherwise, solid numbers. Just go to your local bank, definitely Apo Bank.

I have already been to the bank, they say no problem and are happy. But I really find this amount tough. On the other hand, it is manageable. I don’t have a tax or financial advisor. I am disappointed with this group, doing everything myself.

I have already been to the bank, they say no problem and are happy about it. But I really find this amount tough. On the other hand, it is manageable. I don't have a tax or financial advisor. I'm disappointed with this group, I do everything myself.

What do you want to hear? That you are a big shot in Munich? Pat on the back?

Well, the question can be answered easily.
Works wonderfully like this, equity is great, income is great.
Everything fits together, even if the absolute amounts look high at first.