erdbaerchi
2017-04-25 10:36:02
- #1
Hello everyone!
I have already clicked through the forum a bit and I am sure this question has been asked many times before, but I haven’t found a 100% clear answer for myself yet. I also hope this is the right place for it.
After a long search, we have now found a suitable plot in our desired district. I always thought I had informed myself extensively, but now that it’s getting serious, I somehow have no idea at all.
We will go to our developer and plan our house on the plot, which we are also getting through the developer. So far so good. I assume the plot will then be reserved for us until we have bought it.
But how exactly does it go on from here? Do I go to the banks with the calculated cost breakdown and see where I get the cheapest loan? So is that the exact next step? I’m somehow unsure about that and afraid the plot might suddenly be gone before we have everything finalized.
We probably have to pay the commission to the real estate agent immediately, but I can’t finance it like that, can I? Our equity is very low and we can’t pay such costs out of pocket on top.
Maybe you have tips or can tell me exactly how it really goes on after deciding on the house and the plot? Or link me to another thread in case I missed something.
Thank you very much in advance.
Best regards, Kati
I have already clicked through the forum a bit and I am sure this question has been asked many times before, but I haven’t found a 100% clear answer for myself yet. I also hope this is the right place for it.
After a long search, we have now found a suitable plot in our desired district. I always thought I had informed myself extensively, but now that it’s getting serious, I somehow have no idea at all.
We will go to our developer and plan our house on the plot, which we are also getting through the developer. So far so good. I assume the plot will then be reserved for us until we have bought it.
But how exactly does it go on from here? Do I go to the banks with the calculated cost breakdown and see where I get the cheapest loan? So is that the exact next step? I’m somehow unsure about that and afraid the plot might suddenly be gone before we have everything finalized.
We probably have to pay the commission to the real estate agent immediately, but I can’t finance it like that, can I? Our equity is very low and we can’t pay such costs out of pocket on top.
Maybe you have tips or can tell me exactly how it really goes on after deciding on the house and the plot? Or link me to another thread in case I missed something.
Thank you very much in advance.
Best regards, Kati