Insurance for wall penetrations in old buildings?

Hello everyone,
I am posting a question here that I simply cannot find an answer to on the internet.

We are going to combine two old apartments and make, among other things, two large wall openings.
Everything is professionally planned and approved with an architect, structural engineer, etc.

Now the question is whether I, as the client, am liable if major damage occurs in the apartments above during the work? The building was built in 1908 and has four floors; we are on the ground floor.

In the case of large cracks or even collapse, our client liability insurance probably does not pay, right?
The mason could say he acted correctly and professionally according to the instructions of the architect/structural engineer, and I am also not sure to what extent a structural engineer is responsible for such damage.
The structural engineer has already pointed out in his calculations that settlement cracks could occur.

Are you aware of any client liability insurance that covers damage of this kind, or who bears such a risk?

Thanks and best regards,
Christian

The structural engineer is liable for the calculation of the masons for the execution.