IKEA card

Hello everyone,
do you have experience with the Ikea payment card? I would be interested to know, what is actually the advantage compared to paying cash. Thank you all

Hello, you have the Family benefits and some discount promotions are only available with the payment card. Your account is not charged immediately. Billing is done only once a month. Installment payments are made via the card. I generally have something against buying on credit and would prefer to save beforehand whenever possible. Something else is, of course, buying a house or if you really need something urgently and the money is not available.