How to save quickly and securely?

  • Erstellt am 2009-07-18 22:03:46

Familienglück

2009-07-18 22:03:46
  • #1
Hello,
we want to fulfill the dream of owning our own home, but so far we have no idea about anything :confused:
except that equity is already a good foundation.

We want to buy a plot of land to build our dream house on it.

ABOUT US:
have 2 small children, but have not yet concluded any savings contracts.

Which Bausparverträge [building savings contracts] will get us to the goal quickly and, above all, safely?

Thank you in advance for the help.
 

wernersen3000

2009-08-18 12:57:57
  • #2
Hello! I advise you to go to a bank that offers [Bausparen], e.g. Volksbank/Schwäbisch Hall. Due to your children, they have many offers regarding the [Riester-Förderung].
 

blurboy

2009-08-18 14:20:39
  • #3
Yes, so the timeframe of your construction wish would definitely be interesting. If you plan to build within the next 5 years, from my point of view, a building savings contract is quite pointless. Everything that has to do with saving at a bank takes time and offers hardly any flexibility, so if you prefer to be spontaneous, try to save as much money as possible each month and put it in a daily allowance account or similar. Although it hardly brings any interest anymore, you can always access it.

This is, of course, my view, and every bank will show you a different perspective, which one you like best is ultimately up to you to decide, but always study the offers carefully and do not rush into anything. Banks also like to put people under pressure.
 
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