fix mortgage interest rate in advance

hello everyone

we have bought a house in Switzerland and are in the process of gathering information about mortgages. the financing must be completed around October. we have already read up a bit about construction financing on the Swiss forum.

now the bank told us two weeks ago that we could fix the mortgage at the current interest rate. however, the interest would then be calculated about 0.2 percent higher than the current rate.

in the meantime, the rate has already gone up by about 0.15% within around two weeks. can someone explain to me what has the most influence on the mortgage interest rate?

thanks and regards

Who knows this could become rich. Seriously, the development of mortgage interest rates depends on many factors, and given the current economic situation, these can change so quickly that any trend can be rendered absurd.

strong indicators

hello,

thank you for the reply wabe - but there are indicators that strongly influence a trend. in Switzerland e.g. the key interest rate of the national bank.

regards