Financing with Karwendelfin? Experiences?

Hello everyone,

has anyone of you ever had experience with Karwendelfin? They have top ratings on Immoscout. Their strategy is primarily financing through foreign currencies at incredibly favorable conditions.

Does anyone know the company and has financed through them? I haven't found anything about it here :-(

Thanks in advance

The company is unknown to me. But what I do know are foreign currency loans.

Does "exchange rate risks" mean anything to you? If not, forget about it quickly. If yes, also forget about it quickly, unless you can always easily afford a payment that is twice as high as with a comparable euro financing.

And why do you even want to finance in foreign currency? And above all, in which country?

Furthermore:

Diese Information ist als Arbeitsunterlage für gewerbliche Marktteilnehmer wie Versicherung- und Immobilienmakler oder gewerbliche Arztpraxen und nicht für Letztverbraucher bestimmt.

It's only about getting the best conditions. Can't that be secured? Of course, I know about exchange rate risks. I'll listen to it, but I will also sit down with a local financial advisor and have them provide me with a comparative offer.

In the current low-interest phase, I see no reason to undertake foreign currency financing. The euro interest rate is already at rock bottom.

What is the best condition? The one with the lowest interest rate, but the greatest risk?

I would like to put forward the thesis that I currently find the best conditions in euros in Germany because the euro market interest rate curve is currently the lowest market interest rate curve in the world. Even Japan is no longer significantly better.

Yes, you are probably right. To be honest, I also feel a bit uneasy about it. Sometimes it is better to pay a few € more and listen to your gut feeling than to get into trouble later. I would have still been interested to know if there are any experiences here.

A few more euros? Unfortunately, you did not understand me correctly. There is currently no "cheaper than Euro." Therefore, there is no longer any reason to spend euros.

I have experience with foreign currency loans, and these are simply unnecessary for a standard construction financing at the moment, unless you receive your salary in the corresponding currency. Then it may make sense, but I like to repeat: Currently, the best conditions are in EUR.