Financing loan, how does it work?

Hello forum,
we are about to finalize our financing loan.
How does it work or how does the whole process work when the loan is approved by the bank? Is the entire loan then paid out to our checking account?
In our case, it is a new build by Town & Country.
Since we have no idea at all, we are just asking here.
We look forward to your answers.

No, you will receive invoices from your construction company for partial sections (as agreed in your contract). You submit these to the bank and they will then be paid directly to the construction company from your loan. If the bank were to pay you the entire amount, it would have no security. You could take off with the money or spend it on something else.

Ah okay, and how do you handle the "Bemusterungspuffer," since we only want the standard and want to finance our kitchen with this buffer.

You could take off with the money or spend it on something else

That makes perfect sense of course

Ah okay, and how do you deal with the "sampling buffer," since we only want the standard and finance our kitchen with this buffer.

Did you tell the bank that?

Paying for the kitchen with the loan only works in a few cases. What does the bank say about this plan?