Financing confirmation opinion

Hello,
we have fallen in love with a house and can relatively quickly obtain a financing confirmation from a friend who is a financing broker.
The realtor has already scared us because she said that someone else has already made a commitment before us.
Is it an advantage if that person now has a bank approval instead of a broker’s, or are they to be considered equivalent?
Apparently, he already obtained it in advance.

According to the realtor, in the end, the seller decides who gets it…

Is it an advantage if the person now has a commitment from a bank instead of an intermediary, or are these to be considered equivalent?

A typical financing confirmation is practically not worth the money it is written on. It is only a letter of intent from the bank that it can basically imagine a financing. It is only concrete with a specific property.

The confirmation from an intermediary ranks even lower. It is comparable to the menu of a pizzeria that you give to the seller.

It is only about giving the seller a good feeling. So submit whatever you can get and we all keep our fingers crossed for you.