espe
2012-11-15 10:47:13
- #1
Hello and good day,
we intend to have a single-family house built near Chemnitz, as our search for an existing property – possibly for renovation – over more than 1.5 years has not been successful.
We have found a suitable plot since summer. Unfortunately, the “bureaucratic battle” proved to be quite difficult, as there are a few special circumstances (deviating development according to the municipality’s development plan, conflict with the forest protection law, ...). Now we have been able to apply for the preliminary decision and the responsible building authority has confirmed completeness. We want to use the interim period until the receipt of the decision (approx. 01-2013) for planning the house and the associated costs.
Since there is still the latent risk of rejection by the authorities, we have not yet purchased the plot. Nor commissioned the planning by an architect (3-4T€), as we do not want to make a wrong investment – should the decision be denied.
Since we preferably want to start construction in spring, the time until then is very tight. If the preliminary decision hopefully turns out to be positive, planning by a professional (architect, etc.) would have to be carried out at short notice, offers for the individual trades obtained,... and then financing requested from the bank. Our financial advisor (who also supports us professionally) has given us a “figure up to the 99%-certain financing limit,” but for reasons of credit rating classification, we have so far refrained from bank inquiries.
The planning of the single-family house is, in my opinion, already advanced (own 3D planning), but I myself have only limited expertise in the construction industry.
Now we are looking for support – in order to learn a as concrete as possible investment volume before the final architectural planning. This proves difficult insofar as offers from the individual trades are again based on the architect’s planning data – at least we assume so.
Perhaps there are also completely different approaches that we have not yet recognized. Of course, we are aware that this service must also be paid for – we just hope that it does not reach the architect’s fee amount – if in the worst case everything is for the “circular file.”
Many thanks in advance for your opinion + best regards Espe
we intend to have a single-family house built near Chemnitz, as our search for an existing property – possibly for renovation – over more than 1.5 years has not been successful.
We have found a suitable plot since summer. Unfortunately, the “bureaucratic battle” proved to be quite difficult, as there are a few special circumstances (deviating development according to the municipality’s development plan, conflict with the forest protection law, ...). Now we have been able to apply for the preliminary decision and the responsible building authority has confirmed completeness. We want to use the interim period until the receipt of the decision (approx. 01-2013) for planning the house and the associated costs.
Since there is still the latent risk of rejection by the authorities, we have not yet purchased the plot. Nor commissioned the planning by an architect (3-4T€), as we do not want to make a wrong investment – should the decision be denied.
Since we preferably want to start construction in spring, the time until then is very tight. If the preliminary decision hopefully turns out to be positive, planning by a professional (architect, etc.) would have to be carried out at short notice, offers for the individual trades obtained,... and then financing requested from the bank. Our financial advisor (who also supports us professionally) has given us a “figure up to the 99%-certain financing limit,” but for reasons of credit rating classification, we have so far refrained from bank inquiries.
The planning of the single-family house is, in my opinion, already advanced (own 3D planning), but I myself have only limited expertise in the construction industry.
Now we are looking for support – in order to learn a as concrete as possible investment volume before the final architectural planning. This proves difficult insofar as offers from the individual trades are again based on the architect’s planning data – at least we assume so.
Perhaps there are also completely different approaches that we have not yet recognized. Of course, we are aware that this service must also be paid for – we just hope that it does not reach the architect’s fee amount – if in the worst case everything is for the “circular file.”
Many thanks in advance for your opinion + best regards Espe