Construction financing: is it realizable this way?

Hello everyone,

we are planning the following construction financing.
242,000 minus 10,000 equity already deducted.

Income:

He: 2300
She: 850
Together 3150 Euro
1 child and a second is planned

Child benefit not included.

Current offer from the bank 1050 Euro.

In your opinion, is this feasible?
Thank you very much for your answers.

Regards

Thank you for the response.

When the second child is born, according to my calculation my wife will receive about 308 € in parental allowance over two years. With the first child, it was possible to work for 400 euros at her employer. My wife also wants to work for 400 euros again for the two years with the second child!

Is it okay with the parental allowance?
Where do you want to build?

Is okay with the parental allowance.

Where do you want to build?

How am I supposed to understand that?

Actually not building, but buying a new condominium in Reutlingen.

sorry,
I also replied to someone else who wants to build

Reutlingen is fine, as certain locations are subject to interest surcharges.