Brick or wooden house

Hello everyone, I am here for the first time. I will try to keep it short. So far, I was an absolute fan of brick houses. Somehow, I associated wooden houses with "cheap, doesn't last, useless... etc." For a few weeks now, I have been researching wooden houses and I learned: - Lasts longer - Saves huge energy costs (<=400€ / year) - Is "usually" also more expensive than a brick house of the same size - With the bank, you get a higher "loan-to-value ratio" (or whatever it's called) - Is even safer than a brick house in case of fire (I would have bet a lot against that) I wonder: Is all that true? Looking forward to your answers

Now I just navigated to the "Ähnliche Themen". There isn't a single answer to the "Holzhaus-Themen" !?!? Hmm, remarkable. What could be the reason for that?

And one more advantage (I had forgotten) - the resale value of a wooden house is higher

Why should a wooden house last longer? Both will definitely outlive you, and who knows, in 50-100 years it might be demolished again anyway.

Practically all newly built houses save on energy costs... .

That about the lending value is true, although of course it depends on the bank.

Why is it safer in case of fire? However, the repair of damage caused by firefighting water might be more expensive.

Where is the advertising link? Rarely have I read such nonsense.

Where is the advertising link? Rarely have I read such nonsense.

Exactly.

- Lasts longer
Both houses will outlive you.
- Saves huge energy costs (<=400€ / year)
Compared to?
- Is "usually" also more expensive than a brick house of the same size.
What is normal?
- With the bank, you have a higher "mortgage value" (or whatever it's called)
????
- Is even safer in case of fire than a brick house (I would have bet a lot against that)
Where did you read that?