Marve2015
2015-06-29 09:13:05
- #1
Hello everyone,
here are my basic conditions briefly:
New building from the developer is under construction
Construction value 274,000 + property transfer tax and notary 293,000
Equity: 63,000
Loan amount: 230,000
KFW70 standard is achieved
My question:
When the financing provider from Dr. Klein enters the data into the calculator, he looks for the best nominal interest rate (15 years term) for 230,000€.
Why not with 180,000€ if I am getting 50,000€ from KFW?
He said it has to be done that way because the financing bank submits the Kfw application. Still, I only want 180,000 from the bank.
That would of course bring a significantly better interest rate.
Is it not possible to apply for the KFW loan separately somehow?
Regards Marko
here are my basic conditions briefly:
New building from the developer is under construction
Construction value 274,000 + property transfer tax and notary 293,000
Equity: 63,000
Loan amount: 230,000
KFW70 standard is achieved
My question:
When the financing provider from Dr. Klein enters the data into the calculator, he looks for the best nominal interest rate (15 years term) for 230,000€.
Why not with 180,000€ if I am getting 50,000€ from KFW?
He said it has to be done that way because the financing bank submits the Kfw application. Still, I only want 180,000 from the bank.
That would of course bring a significantly better interest rate.
Is it not possible to apply for the KFW loan separately somehow?
Regards Marko