20-year fixed loan at 1.7%, who is behind it?

Hello everyone,

ACCEDO and DTW currently have a 20-year loan at up to 54% loan-to-value for 1.71% p.a. effective interest rate.
12 months interest-free availability, 20% principal repayment per year, repayment freely adjustable between 2 and 5.

Very attractive, I have already emailed my ACCEDO contact, but I am curious who is behind it.
I think insurance, but which one?

As far as I can remember, these conditions were no longer attractive for the LV. Maybe for new contracts

means?
Fake offer??

means? Fake offer??

No, I also had Accedo.de as a contact. They always made a serious impression on me. Surely a banker will get in touch and argue more thoroughly. I just wanted to say that there might be life insurance contracts with lower interest rates. Then one could also pass on the money at 1.7.

Yes, I also have a very nice and competent contact at Accedo - they were only actually out because I wanted 50% for 10 years, 50% for 20 years with a home savings contract. But with THE conditions for 20 years, I’ll do everything for 20 years and save myself the complicated home savings scheme.

When I look at the interest rate developments of the last 40 years, I wonder where the constant fear of rising interest rates comes from.
Source: Interhyp, term 5 and 10 years

The actual circumstances also look more like everything south of Germany would go bankrupt as soon as interest rates rise by even a few percentage points...